Charity Insurance

Running a charity is about making a difference in your community. We understand that managing risk and protecting your people, property, and reputation is essential to keeping your work moving forward.

At Network Insurance, we provide tailored insurance solutions for charities and not-for-profit organisations. Whether you're a small community group or a larger established charity, we take the time to understand your activities and the unique risks you face. Our customers range from small charities and not-for-profit groups through to very large charities with a high level of public recognition.

Our team will work closely with you to ensure your cover is right for your needs, so you can focus on your mission.

How can we help your charity?

We specialise in arranging insurance for charity, not-for-profit and voluntary sector organisations, so we understand the complex risks and challenges which you and your trustees face. The depth of our sector experience means that we can provide tailored advice and solutions, helping you to manage your risks and achieve the types and levels of cover you need.

We have access to bespoke policies available starting from as little as £100 a year, and will work with you to tailor a policy that meets with your specific requirements.

Public and products liability
Ensures you're covered for claims made by a member of the public due to injury or third-party property damage.

Employee liability
Safeguards your business against employee claims, including legal and compensation expenses. If you have paid staff or volunteers, it's a legal requirement to have this cover in place.

Trustee indemnity
Financially protects trustees or board members if a claim is made against them.

Business interruption
Provides cover for loss of gross profit, revenue and rental income if your charity cannot operate for a reason insured on your policy.

Legal cover
Provides cover for legal costs due to a dispute, including a 24-hour legal advice helpline.

Property damage
Covers damage to buildings, contents, stock, computer equipment and tenant improvements (structural and cosmetic improvements made to the building by your charity and not covered by the landlord's insurance).

Cyber liability
Protects you financially if data breaches, malicious cyber hacks or other data security threats happen. It covers costs associated with these events, including IT forensics and loss of income.

Money
Covers credit and debit card fraud, identity theft following the fraudulent use of business identity, auditors fees and rewriting of systems records.

Why Choose Us?

• Independent advice with access to a wide panel of insurers.
• Experience working with charitable and not-for-profit organisations.
• Personal, approachable service from a team that cares about your cause.
• Dedicated Claims team should the unexpected happen, making for an easy and efficient claims process.
• Network will not charge any administration fees for members of the Association of Guernsey Charities